All financial investing is inherently risky and may result in losses. Types of losses may include a loss of principal. Most consumers should know, and Retire Vegas reminds consumers that past performance does not guarantee future results.
Brokerage products are:
·Not FDIC insured,
·Have no bank guarantee,
·And may gain or lose value.
Different types of investments involve varying degrees of risk. Retire Vegas states there can be no assurance that any specific investment will be profitable for a client’s investment portfolio.
The information on this Site is not intended to be relied upon as a forecast, research or investment advice. Information from this Site is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. The opinions expressed may change as subsequent conditions vary. Retire Vegas reminds you to do your own due diligence and consult your Investment Adviser before investing.
Exchange-traded funds (ETFs) are an investment fund that are traded on stock exchanges. They are subject to market risk, like stocks, and may gain or lose value.
Index funds are a type of mutual fund with a portfolio constructed to match or track the components of a market index. They are not actively managed, involve risk, and may gain or lose value.
International investing is a strategy that involves selecting global investment instruments. This investment style involves risks including political and economic instability, currency exchange rates, foreign taxes, and differences in financial and accounting standards.
Emerging-market investing involves the same risks as international investing, to a greater degree.
Small-company investing involves risks that include limited liquidity and increased volatility.
Bond investing involves credit risk and interest-rate risk. Credit risk is the possibility that the bond will default on its principal and interest payments. Interest-rate risk means that when market interest rates (ie. bond yields) increase, the price of the bond will usually decline in value. Investors can lose money investing in bonds.
High-yield bonds involve greater credit risks than those associated with investment-grade bonds and have a greater risk of default.
Sector funds may exhibit greater volatility with changes in economic conditions of that specific sector of the economy or region of the world.
Money-market funds are not FDIC insured, have no bank guarantee, and may lose value. While the funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in money-market funds.
Alternative investments (Alts) involve substantial risk and are not suitable for all investors. Alts include commodities, real estate, precious metals, high-yield bonds and other risky investments.
For more information concerning funds’ investment objectives, risks, charges and expenses, please contact Retire Vegas and request a prospectus. Please read the prospectus very carefully before investing. Understand your mutual funds’ expense ratio and how it affects your return.
No one should assume that any information made available on this Site serves as the receipt of, or a substitute for, personalized individual advice from the adviser or any other investment professional. No one should assume that the future performance of any specific investment, investment strategy (including the investments and investment strategies recommended or purchased by adviser), or product referred to either directly or indirectly on this website, or indirectly via link to any third-party website, will be profitable or provide any particular investment return. All investing involves the risk of loss, including the loss of principal.
Historical performance results for investment indexes and/or categories generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment-management fee, the incurrence of which would have the effect of decreasing historical performance results.
Asset allocation percentages are subject to change.
Charts, statistics and figures shown on this website should not be used by themselves to make investment decisions.
Investor profiles are not intended to be a precise indicator of future risk or return levels. The degree of risk within each investor profile can vary significantly, and some asset returns have historically been higher than more aggressive assets or lower than more conservative ones.
Information throughout this Site, whether stock quotes, charts, articles, or any other statements regarding market or other financial information, is obtained from sources which we believe to be reliable, but we do not warrant or guarantee the timeliness or accuracy of this information.
Please consult your Investment Adviser before investing. Neither Retire Vegas nor its representatives provide tax or legal advice. Consult your attorney or tax adviser for specific issues regarding your financial decisions.
The information provided throughout this site is for educational purposes only. This information is not intended to be a substitute for specific individualized legal or tax advice. Where specific advice is necessary or appropriate, Retire Vegas recommends consultation with your legal counsel or tax adviser.